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continental· County OB

Osijek

Only major city under 30% threshold

Median sale price
€1,700/m²
-34.3% vs Croatia
Median rent
€7.5/m²/mo
Years of salary for 60 m²
7.6 yrs
100% of net salary saved
Affordability rank
of 163 JLS

Investor snapshot — Osijek (2025)

Secondary urban market · The numbers an investor needs at a glance.

Verified · MPGI
Apartment transactions (2025)828-30.4% YoY
Active apartment listings1,200
Stock turnover (sales ÷ listings)0.69· Strong regional demand
Achieved median (MPGI)€1,700/m²+10.4% YoY
Portal asking (est.)€1,802/m²
Asked vs achieved premium6.0%· estimated
Source: City achieved: city_affordability · County turnover: MPGI/EIZ 2025 (T3.2 verified)
Asked vs achieved · Osijek
Achieved verified · asking estimated
Portal asking (est.)
1,802/m²
What sellers list at
MPGI achieved (closed)
1,700/m²
What buyers actually pay
Asking premium: 6.0%above achieved
On a 70 m² apartment in Osijek:
Listed at:126,140
Typical close:119,000
Negotiation headroom:7,140

Asking estimated as 6% above MPGI achieved median (typical 4–8% spread per MPGI/EIZ 2025 commentary). Verify with last 3 closed comparables.

Stock turnover
0.69
sales ÷ active listings · Osijek county
Strong regional demand
Verified · MPGI
StagnantSlowSteadyStrong

Local buyers absorb stock fast. Often Zagreb-commuter spillover or industrial-jobs growth.

Sales/yr
828
Listings
1,200
Months to clear
17.4
Secondary urban market thresholds: 0.55 strong regional demand · 0.3 steady demand · 0.15 slow burn · 0 stagnant. Secondary cities (Osijek, Varaždin, Karlovac, Zagreb commuter ring) trade slower than the capital but faster than rural counties. Reference: Comparable mid-EU regional cities run 0.3–0.6 in healthy years..

30% affordability rule for Osijek

Share of net household income spent on housing (mortgage + utilities, or rent + utilities). Green < 30% (affordable), amber 30–60%, red > 60%.

Buy · 1 wage59.8%
0%30%100%
Buy · 2 wages29.9%
0%30%100%
Rent · 1 wage44%
0%30%100%
Rent · 2 wages22%
0%30%100%

Based on county avg net wage 1,120/mo.

What's for sale in Osijek now

Browse current listings on Croatia's largest portals. Then run any listing through our valuation tool to see if the asking price is fair.

APN benchmark prices in same county

Official transaction-based benchmarks used by APN (Croatian Real Estate Agency).

Municipality€/m²Year
Osijek1,444.022026
Našice1,123.672026
Đakovo1,123.252026
Bizovac949.322026
Draž949.322026
Čeminac949.322026
Donja Motičina949.322026
Darda949.322026
Kneževi Vinogradi949.322026
Donji Miholjac949.322026
Feričanci949.322026
Drenje949.322026
Đurđenovac949.322026
Erdut949.322026
Ernestinovo949.322026
Čepin949.322026
Gorjani949.322026
Jagodnjak949.322026
Bilje949.322026
Antunovac949.322026

County context

Avg asking €/m²
€1,556
YoY change
10.4%
Active listings
2,650
Rental yield
5%

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