capital· County GZ

Zagreb

Capital city; rank 88 by affordability

Median sale price

€2,682/m²

+3.7% vs Croatia

Median rent

€12.8/m²/mo

Years of salary for 60 m²

11.5 yrs

100% of net salary saved

Affordability rank

—

of 163 JLS

Investor snapshot — Zagreb (2025)

Capital city market · The numbers an investor needs at a glance.

Verified · MPGI

Apartment transactions (2025)	7,616-10.5% YoY
Active apartment listings	7,803
Stock turnover (sales ÷ listings)	0.98· Severely supply-constrained
Achieved median (MPGI)	€2,682/m²+8.8% YoY
Portal asking (est.)	€2,843/m²
Asked vs achieved premium	6.0%· estimated

Source: City achieved: city_affordability · County turnover: MPGI/EIZ 2025 (T3.6 verified — apartment sales, comparable to 2024)

Asked vs achieved · Zagreb

Achieved verified · asking estimated

Portal asking (est.)

€2,843/m²

What sellers list at

MPGI achieved (closed)

€2,682/m²

What buyers actually pay

Asking premium: 6.0%above achieved

On a 70 m² apartment in Zagreb:

Listed at:€199,010

Typical close:€187,740

Negotiation headroom:€11,270

Asking estimated as 6% above MPGI achieved median (typical 4–8% spread per MPGI/EIZ 2025 commentary). Verify with last 3 closed comparables.

Stock turnover

0.98

sales ÷ active listings · Zagreb county

Severely supply-constrained

Verified · MPGI

CoolingHealthyStrongSeverely

Annual sales nearly equal — or exceed — every flat visibly for sale. Buyers compete; sellers hold pricing power. Classic capital-city seller's market.

Sales/yr

7,616

Listings

7,803

Months to clear

12.3

Capital city market thresholds: ≥0.85 severely supply-constrained · ≥0.55 strong sustained demand · ≥0.3 healthy / liquid · ≥0 cooling capital. Capital cities typically run hotter than national averages — Zagreb, Vienna, Munich and Prague all sit at 0.7–1.0 ratios in normal years. Reference: Vienna ≈ 0.6 · Munich ≈ 0.5 · Berlin ≈ 0.7 · Prague ≈ 0.85.

30% affordability rule for Zagreb

Share of net household income spent on housing (mortgage + utilities, or rent + utilities). Green < 30% (affordable), amber 30–60%, red > 60%.

Buy · 1 wage84.6%

0%30%100%

Buy · 2 wages42.3%

0%30%100%

Rent · 1 wage73.4%

0%30%100%

Rent · 2 wages36.7%

0%30%100%

Based on county avg net wage €1,580/mo.

What's for sale in Zagreb now

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Portal

Njuškalo

Apartments for sale in Zagreb

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APN benchmark prices in same county

Official transaction-based benchmarks used by APN (Croatian Real Estate Agency).

Municipality	€/m²	Year
Centar	€3,051.75	2026
Trešnjevka Nova	€2,924.42	2026
Črnomerec	€2,833.71	2026
Maksimir	€2,831.19	2026
Centar Novi	€2,806.13	2026
Donje Vrapče	€2,779.91	2026
Rudeš	€2,766.9	2026
Zaprudski Otok	€2,734.8	2026
Trešnjevka	€2,724.52	2026
Šestine	€2,722.58	2026
Vrapče	€2,716.55	2026
Trnje	€2,678.43	2026
Remete	€2,590.01	2026
Peščenica	€2,544.49	2026
Mikulići	€2,518.26	2026
Žitnjak	€2,467.28	2026
Stenjevec	€2,388.95	2026
Jakuševec	€2,338	2026
Jakuševec Novi	€2,337.9	2026
Blato	€2,307.23	2026

County context

Avg asking €/m²

€2,917

YoY change

8.8%

Active listings

9,767

Rental yield

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